Compound Savings Calculator
See how regular contributions and compounding grow savings over time, aligned with
NRIPage’s compound savings calculator.
Interest is applied at your chosen compound frequency on the balance at the start of each compound period; contributions are spread across periods based on how often you add money.
Total savings
₹ 0.00
Interest earned
₹ 0.00
Total contributions
₹ 0.00
Year-wise growth breakdown
| S.No | Year | Total contributions | Interest earned | Ending balance |
|---|
How to Use This Calculator
- Enter current savings, years to save, and your expected rate of return.
- Add your recurring extra contribution, how often you contribute, and how often interest compounds.
- Click Calculate to view projected total savings, total contributions, and interest earned.
- Use the stacked growth chart to compare contribution vs interest by year.
- Export the year-wise schedule using the Excel or PDF actions.
Frequently Asked Questions
I chose compound annually and monthly contributions; how is interest applied?
Interest is credited every month at your nominal annual rate divided by 12, which matches common savings calculators and spreadsheets for that combination. Choosing compound monthly directly uses the same schedule.
What does compounding frequency change?
It controls how often interest is added to your balance. More frequent compounding can increase total returns.
Is the extra contribution amount per period?
Yes. The amount is added each time you contribute based on the contribution frequency you select.
Can I run this with zero current savings?
Yes. Set current savings to 0 and the projection will rely entirely on your recurring contributions and compounding.
