Negative Equity Auto Loan Calculator
Estimate the monthly payment when unpaid equity from your current loan is rolled into a new auto loan, plus the amount you borrow on the new vehicle, at your interest rate and term.
Total monthly payment
₹ 0.00
Loan amount
₹ 0.00
Total interest paid
₹ 0.00
Term (months)
—
Negative equity rollover
₹ 0.00
New auto loan amount
₹ 0.00
First payment
—
Estimated payoff date
—
| S.No | Date | Payment | Principal | Interest | Remaining balance |
|---|
How to Use This Calculator
- Enter the negative equity rolling into the new loan and the new auto loan amount (financed on the new car).
- Choose Monthly or Yearly and enter the loan term as a number of months or years (e.g. 12 months or 1 year).
- Enter the annual interest rate and click Calculate for payment, principal and interest totals, charts, and an amortization schedule.
- Use Excel (CSV) or PDF above the schedule to export the latest amortization data.
Frequently Asked Questions
What is loan amount?
The total amount financed: rolled-over negative equity plus the new auto loan amount.
What does Monthly vs Yearly mean?
Monthly means the term you typed is in months. Yearly means it is in whole or partial years (for example, 1.5 years becomes 18 months).
Is this what my dealer will offer?
This is a standard amortization estimate. Taxes, fees, lender rules, and GAP can change your actual payment.
