VA Loan Calculator

Estimate monthly payments, total principal, and total interest for a VA loan amount and term.
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Hide extra payments

Calculate the impact of extra payments using any combination of the inputs below. To see your new estimated payoff date, click the amortization schedule link above.

to your monthly payment

as an extra yearly payment occurring every:

as a one-time payment in:

Monthly payments
₹ 0.00
Total principal paid
₹ 0.00
Total interest paid
₹ 0.00
First payment
Last payment

Amortization schedule

S.No Date Payment Principal Interest Remaining balance

How to Use This Calculator

  1. Enter the Loan amount and your Interest rate per year.
  2. Set the Loan term in years or Loan term in months; changing one updates the other.
  3. Optionally expand Add extra payments for monthly, yearly, or one-time principal payments.
  4. Click Calculate to see monthly payments, total principal, total interest, the chart, and the amortization schedule.
  5. Use Excel or PDF to export the schedule.

Frequently Asked Questions

Does this include taxes, insurance, or VA funding fees?

No. This calculator models principal and interest only on the loan amount you enter.

Why can I enter years and months?

They describe the same term. Updating years updates months, and updating months updates years.

Does this replace official VA disclosures?

No. It is an estimate; actual rates, fees, and eligibility depend on your lender and program.

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