Retirement Plan Calculator
Retirement savings by age
Income taxes
| Age | Investments | Interest | Taxes | Savings Balance |
|---|
How to Use This Calculator
- Enter current age, retirement age (under 95), household income, optional income growth, retirement savings (0 if none), save rate, and yearly retirement spending.
- The plan runs through age 95, matching NRIPage’s default planning window.
- Open Investment assumptions & benefits to set returns before and during retirement, marital status, and Social Security intent (defaults apply if left blank).
- Review the chart and year-by-year savings report; export the full report with Excel or PDF (summary plus year-by-year breakdown, like NRIPage’s full report).
Frequently Asked Questions
How is monthly retirement income estimated?
It uses a level-payment annuity on your projected balance at retirement, your retirement-phase return, and the years from retirement through age 95 (before taxes and Social Security).
Why might my total savings at retirement differ slightly from NRIPage?
Totals can differ by a small amount from NRIPage because of rounding and their exact default return assumptions; accumulation uses the same end-of-year rule: your contribution is added to the balance, then the full amount grows by your pre-retirement return for that year.
Does this include Social Security or taxes?
Social Security dollar amounts are not estimated yet. The year-by-year savings report uses standard inflation and tax assumptions for illustrative taxes on growth (like NRIPage’s full report).
