For ambitious students who aspire to work at the world’s top companies, the University of Bath School of Management offers an ideal launchpad. Known for its rigorous academics, global outlook, and real-world learning experience, this prestigious UK business school is helping students transition from the classroom to boardrooms across the globe. Graduates from the School of Management are now working with globally admired companies such as Apple, Deloitte, PwC, Samsung, Amazon, and Goldman

  Purchasing a home has become more financially demanding for potential buyers, with a new study highlighting the necessity for a household income over $100,000 in several states. According to Bankrate’s 2025 Housing Affordability Study, 30 states and Washington, D.C. now require at least this much in annual household income to afford a typical home in the area. The data further sheds light on the stark contrast between high-income regions, li

Scientists at Osaka University in Japan have developed an advanced AI model capable of estimating a person's biological age — a more accurate measure of how well the body has aged compared to their actual chronological age. This innovative method is set to revolutionize personalized health management by providing insights into age-related risks and early intervention strategies. The breakthrough, published in the journal Science Advances, reveals that the model requires just five dr

A groundbreaking study has revealed that ChatGPT, a widely used AI chatbot, can exhibit behaviors akin to "anxiety" and can be calmed using mindfulness techniques. Although artificial intelligence (AI) lacks actual emotions, researchers from Yale University, Haifa University, and the University of Zurich discovered that large language models (LLMs) like ChatGPT can mimic anxiety-like tendencies when exposed to distressing content. The findings, published in the study titled Asse

A loan against mutual funds is an effective financing option that allows investors to access funds without selling their investments. By pledging mutual fund units as collateral, individuals can secure a loan from banks or financial institutions. This method provides a practical solution for short-term financial needs while enabling investors to retain their portfolio and continue benefiting from market growth.   What is a Loan Against Mutual Funds?

A common question among newlyweds and couples planning their future is whether marriage has any effect on their credit score. The simple answer is no—getting married does not directly impact your credit score. Credit bureaus like CIBIL, Experian, and Equifax do not track or record marital status when calculating individual credit scores.However, while marriage itself doesn’t influence credit scores, the financial decisions you make as a couple can have a significant impact. When y

Choosing between a fixed and floating interest rate for a home loan is a crucial financial decision. Both options come with advantages and risks, and selecting the best one depends on your financial goals, market trends, and risk appetite. A fixed rate offers stability, while a floating rate provides flexibility and potential savings. Understanding the differences between these loan types will help you make an informed decision based on your repayment capacity and future market expectations.

Personal loans are often marketed as quick and hassle-free financial solutions, but borrowers are frequently caught off guard by hidden charges that increase the total cost of borrowing. While interest rates are clearly disclosed, additional fees, penalties, and deductions can reduce the actual loan amount disbursed and increase monthly EMIs.Lenders often do not fully disclose these fees upfront, making it essential for borrowers to understand all associated charges before finalizing their lo

Vijay Mallya, the fugitive liquor baron, has approached the Karnataka High Court, claiming that banks have recovered the "principal debt amount multiple times over" in the Kingfisher Airlines loan default case. In his petition, Mallya has sought directions from the banks to provide a statement of the recovered amount.Justice R Devdas issued notices to 10 banks, including State Bank of India (SBI) and Punjab National Bank (PNB), a recovery official, and an asset reconstruction compan

Assess Your Financial Needs: Before applying for a personal loan, take time to evaluate how much you truly need. Borrowing more than necessary can stretch your finances, while borrowing too little might leave you short of funds. Carefully analyze your expenses, create a budget, and determine the exact amount required. This ensures you borrow responsibly and avoid o

A Chinese court has ruled that Li, a man involved in a complicated breakup, is not required to return a 300,000 Yuan (₹3.2 crore) gift given to him by his ex-girlfriend, Xu. The unusual legal case, which has gained significant attention, centers on the couple's tumultuous relationship. Li and Xu had been in a stable relationship since 2018 until 2020, when Li discovered that Xu had an affair with his nephew. The revelation led to a breakup, but Xu later transferred a large sum of money

Indian students are increasingly looking beyond traditional study destinations like the US and UK to explore new opportunities in countries such as Malta, Singapore, Dubai, Italy, and various European nations. These countries have simplified their visa regulations, and their competitive living and tuition fees, along with diverse academic programmes, are attracting a growing number of students. The ease of access and affordable education options are key factors driving this trend. Many expert

The recent discontinuation of the Canadian Student Direct Stream (SDS) program as of November 8, 2024, has left many Indian students reassessing their plans to study in Canada. The SDS program previously allowed students to speed up the student visa process if they met specific English proficiency test (EPT) requirements like IELTS or PTE. However, with the end of SDS, students now have the opportunity to explore a broader range of EPTs accepted by Canadian institutions. One of the

The government of Andhra Pradesh, under the leadership of the NDA camp, is addressing pressing issues left by the previous administration, including the growing loan app culture. These loan apps are increasingly becoming a threat to the public, with many individuals falling victim to their deceptive practices. In a significant statement in the Assembly, Home Minister Anitha spoke out about the severe consequences of loan apps, which initially attract users by offering easy loans wit

In a recent report by the Union Ministry of Statistics, Andhra Pradesh has been highlighted as the state with the highest number of borrowers in India, averaging 60,092 loans per 100,000 individuals during the 2022-23 period. This significant figure places it well ahead of Telangana and Tamil Nadu, which have borrowing rates of 42,407 and 35,703, respectively. The data reveals a slight gender disparity, with men (60,144) slightly outnumbering women (60,043) among those classified as

In a significant boost for aspiring entrepreneurs, the limit for Mudra loans under the Pradhan Mantri Mudra Yojana (PMMY) has been raised from ₹10 lakh to ₹20 lakh. This announcement was made by Finance Minister Nirmala Sitharaman during the Union Budget presentation in July. The enhancement aims to facilitate the growth and expansion of new businesses by providing increased financial support. New Loan Category: Tarun Plus A new category, named 'Tarun Plus&#

The Reserve Bank of India (RBI) has taken a significant step by barring four non-banking financial companies (NBFCs) from sanctioning and disbursing loans starting October 21. The companies affected include Asirvad Micro Finance, Navi Finserv, Arohan Financial Services, and DMI Finance. This action comes in light of serious supervisory concerns related to high lending rates and non-compliance with regulatory standards. In a press release, the RBI emphasized its ongoing commitment to

Canada's Prime Minister Justin Trudeau recently announced a strategic move to reduce the number of international study permits granted to foreign students, aiming to curb the rising population of temporary residents in the country. As part of this initiative, the government will decrease the number of study permits by 35% this year, with plans for an additional 10% cut next year. This decision underscores the government's intent to crack down on abuses of the immigration system.

Studying abroad can significantly enhance career prospects, offering students access to world-class education, diverse cultural experiences, and valuable global networks. For those who meticulously plan their academic journey, attending top-ranked universities overseas can lead to exceptional job opportunities. However, the high cost of foreign education can be daunting. Students often turn to scholarships or education loans to fund their studies. In India, various banks provide edu