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NRIPage | Articles | Andhra Pradesh Leads India in Borrowing: Insights from the 2022-23 Survey | Get Indian Desi Latest Political News & Updates in USA. Get domestic, republic government updates - NRI Page
In a recent report by the Union Ministry of Statistics, Andhra Pradesh has been highlighted as the state with the highest number of borrowers in India, averaging 60,092 loans per 100,000 individuals during the 2022-23 period. This significant figure places it well ahead of Telangana and Tamil Nadu, which have borrowing rates of 42,407 and 35,703, respectively.
The data reveals a slight gender disparity, with men (60,144) slightly outnumbering women (60,043) among those classified as indebted. Rural areas exhibit varying borrowing trends, yet a remarkable 98% of adults in the state are reported to have bank accounts, indicating a high level of financial inclusion.
Despite criticisms directed at former Chief Minister Jagan Mohan Reddy regarding rising state debt, these borrowing statistics may also reflect the influence of numerous self-help groups, including the well-known DWACRA. These groups often empower individuals financially, leading to increased borrowing and participation in the economy.
