In the digital-first world of 2025, it’s no surprise that children and teenagers are spending increasing amounts of time on smartphones. Whether it’s chatting with friends, gaming online, or creating content, there’s an app for every social or entertainment need. But with digital connection also comes risk — and not all apps are created equal. As a parent, knowing what apps your kids use is the first step in protecting them from online predators, cyberbullying, and ina

In a breakthrough that could reshape digital dermatological care, Cureskin, a pioneer in AI-driven dermatology, has announced the launch of the world’s first AI-powered hair analyser. Integrated into the Cureskin app, this revolutionary feature is designed to detect early signs of male pattern baldness and evaluate hairline health with clinical precision—making expert-level diagnostics more accessible than ever. The feature uses advanced artificial intelligence and machine learnin

A loan against mutual funds is an effective financing option that allows investors to access funds without selling their investments. By pledging mutual fund units as collateral, individuals can secure a loan from banks or financial institutions. This method provides a practical solution for short-term financial needs while enabling investors to retain their portfolio and continue benefiting from market growth.   What is a Loan Against Mutual Funds?

Choosing between a fixed and floating interest rate for a home loan is a crucial financial decision. Both options come with advantages and risks, and selecting the best one depends on your financial goals, market trends, and risk appetite. A fixed rate offers stability, while a floating rate provides flexibility and potential savings. Understanding the differences between these loan types will help you make an informed decision based on your repayment capacity and future market expectations.

Personal loans are often marketed as quick and hassle-free financial solutions, but borrowers are frequently caught off guard by hidden charges that increase the total cost of borrowing. While interest rates are clearly disclosed, additional fees, penalties, and deductions can reduce the actual loan amount disbursed and increase monthly EMIs.Lenders often do not fully disclose these fees upfront, making it essential for borrowers to understand all associated charges before finalizing their lo

The Group 2 exam issue in Andhra Pradesh has now become a major talking point following a series of controversies that trace back to errors in the 2023 notification issued by the Jagan government. What began as a pre-election announcement of 899 Group 2 posts soon turned into a heated debate when job aspirants discovered that the roster points were marked incorrectly. Critics claim that the notification was released not with the intent to create employment opportunities but rather as a strate

DeepSeek, a popular app, is once again under scrutiny following the discovery of multiple security vulnerabilities that could compromise user privacy. A recent report from mobile security firm NowSecure reveals several flaws in DeepSeek's iOS app, DeepSeek R1, which raise serious concerns about how the company is handling sensitive user data.One of the primary issues identified is the app’s failure to use Apple’s built-in App Transport Security (ATS), which is designed to ensu

Vijay Mallya, the fugitive liquor baron, has approached the Karnataka High Court, claiming that banks have recovered the "principal debt amount multiple times over" in the Kingfisher Airlines loan default case. In his petition, Mallya has sought directions from the banks to provide a statement of the recovered amount.Justice R Devdas issued notices to 10 banks, including State Bank of India (SBI) and Punjab National Bank (PNB), a recovery official, and an asset reconstruction compan

Assess Your Financial Needs: Before applying for a personal loan, take time to evaluate how much you truly need. Borrowing more than necessary can stretch your finances, while borrowing too little might leave you short of funds. Carefully analyze your expenses, create a budget, and determine the exact amount required. This ensures you borrow responsibly and avoid o

NOSH, a Bengaluru-based company, has launched a cutting-edge cooking robot designed to cater to the needs of Indian households. Priced at ₹73,000, this cooking robot aims to simplify the cooking process by automating key tasks without compromising the authenticity of traditional Indian dishes. Equipped with a dedicated pan, stirrer, and exhaust filter, the robot ensures efficient cooking with minimal user intervention. It also features a dual-compartment container for water and oil, an eigh

The Reserve Bank of India (RBI) has made a significant change to the Unified Payments Interface (UPI) system by enabling UPI payments between verified digital wallets, also known as Prepaid Payment Instruments (PPIs), and third-party UPI applications. This new directive will allow users of digital wallets to make and receive UPI payments via any third-party UPI app, rather than being limited to the wallet’s own mobile application. The move is aimed at enhancing interoperability within t

A Chinese court has ruled that Li, a man involved in a complicated breakup, is not required to return a 300,000 Yuan (₹3.2 crore) gift given to him by his ex-girlfriend, Xu. The unusual legal case, which has gained significant attention, centers on the couple's tumultuous relationship. Li and Xu had been in a stable relationship since 2018 until 2020, when Li discovered that Xu had an affair with his nephew. The revelation led to a breakup, but Xu later transferred a large sum of money

The government of Andhra Pradesh, under the leadership of the NDA camp, is addressing pressing issues left by the previous administration, including the growing loan app culture. These loan apps are increasingly becoming a threat to the public, with many individuals falling victim to their deceptive practices. In a significant statement in the Assembly, Home Minister Anitha spoke out about the severe consequences of loan apps, which initially attract users by offering easy loans wit

In a recent report by the Union Ministry of Statistics, Andhra Pradesh has been highlighted as the state with the highest number of borrowers in India, averaging 60,092 loans per 100,000 individuals during the 2022-23 period. This significant figure places it well ahead of Telangana and Tamil Nadu, which have borrowing rates of 42,407 and 35,703, respectively. The data reveals a slight gender disparity, with men (60,144) slightly outnumbering women (60,043) among those classified as

The Reserve Bank of India (RBI) has taken a significant step by barring four non-banking financial companies (NBFCs) from sanctioning and disbursing loans starting October 21. The companies affected include Asirvad Micro Finance, Navi Finserv, Arohan Financial Services, and DMI Finance. This action comes in light of serious supervisory concerns related to high lending rates and non-compliance with regulatory standards. In a press release, the RBI emphasized its ongoing commitment to