Studying abroad is an incredible opportunity—but without smart financial planning, it can become overwhelming. Here’s a detailed guide with practical tips to help you manage your money wisely, so you can focus on your education and enjoy your global experience stress-free.   1. Build a Realistic Budget and Track It Religiously Start by listing your monthly income (scholarships, family support, part-time work) and break down your expense

As the new financial year commences on April 1, 2025, several significant income tax changes have officially come into effect, directly impacting salaried individuals, senior citizens, investors, and taxpayers across the country. Announced during Budget 2025, these updates aim to simplify compliance, improve transparency, and provide substantial relief to the middle class. From revised tax slabs to increased deduction limits and changes in TDS thresholds, here’s a complete breakdown of

The Pakistan Cricket Board (PCB) has reportedly suffered an estimated Rs 869 crore (USD 85 million) loss after hosting the ICC Champions Trophy 2025, resulting in severe budget cuts across various sectors of Pakistani cricket. This substantial financial setback has prompted drastic cost-cutting measures, including reductions in match fees and player accommodations. The financial blow stems from heavy investments in stadium upgrades and event preparations. According to a report by The Telegrap

Tamil Nadu Chief Minister MK Stalin has sparked fresh controversy by replacing the official rupee symbol with the Tamil letter for ‘ru’ from the Tamil word ‘rubai’ (meaning rupees) in the upcoming Tamil Nadu Budget 2025-26. This unexpected decision has intensified the ongoing language debate between the Tamil Nadu government and the central administration. The teaser for the state budget, set to be presented on March 14, 2025, prominently featured the new logo, omittin

The Karnataka government’s 2025 budget, presented by Chief Minister Siddaramaiah, has ignited a major political controversy, with the BJP accusing Congress of appeasement politics over the allocation of funds for minority welfare programs. The budget earmarks significant funds for Muslim welfare, including: ₹1,000 crore for minority development ₹150 crore for Waqf property protection ₹100 crore for Urdu schools A ₹6,00

China has announced a 7.2% increase in its defence budget for 2024, raising military spending to $249 billion as the country continues its aggressive modernization efforts amid escalating regional tensions. The budget, which was revealed in a draft report submitted to the National People's Congress (NPC) by Premier Li Qiang, underscores China’s strategic focus on military expansion in the Taiwan Strait, South China Sea, and its border with India. This increase follows China’s

Nine months after the formation of the NDA government in Andhra Pradesh, the state is showing a strong economic turnaround. The latest fiscal survey presented in the Assembly highlights that Andhra Pradesh has recorded a 12.94% growth in fiscal management, a clear indication of recovery from the previous administration’s economic downturn. The progress is primarily driven by agriculture, industrial development, and energy production, reflecting the effectiveness of new policies focused

Prime Minister Narendra Modi on Saturday urged stakeholders to focus on speedy and effective implementation of Budget 2025, particularly in agriculture and rural development. Speaking virtually at the post-budget webinar on “Agriculture and Rural Prosperity”, Modi highlighted that this budget is crucial for achieving the vision of Viksit Bharat and sustaining policy consistency in his government’s third term. He emphasized that the budget was designed based on stakeholder in

The Houston Livestock Show and Rodeo is one of Texas’ most anticipated events, offering an exciting mix of live music, rodeo competitions, and mouthwatering food. While the experience itself is unforgettable, many attendees find themselves wondering what to wear. A great rodeo outfit doesn’t have to come with a high price tag. With a few smart shopping strategies and budget-friendly finds, you can put together a stylish and comfortable look without b

The Andhra Pradesh government, led by Chief Minister Chandrababu Naidu, has presented a record-breaking budget for the financial year 2025-26. With an overall outlay of ₹3.22 lakh crore, this is the first time in the state's history that the budget has surpassed the ₹3 lakh crore mark. Finance Minister Payyavula Keshav introduced the budget in the Andhra Pradesh assembly, outlining major allocations aimed at boosting welfare programs, infrastructure, agriculture, and social developmen

The Union Budget 2025 has brought a major tax relief for the middle class, with Finance Minister Nirmala Sitharaman announcing that individuals earning up to ₹12 lakh annually will have zero tax liability under the new tax regime. Additionally, salaried individuals can claim a standard deduction of ₹75,000, effectively making income up to ₹12.75 lakh tax-free. This move is aimed at simplifying tax compliance and increasing disposable income for millions of taxpayers.  

The Reserve Bank of India (RBI), in its latest bulletin released on February 19, stated that the tax cuts in the Union Budget 2025, along with moderating inflation, are expected to provide financial relief to the middle class and boost overall household spending. This announcement comes after the February Monetary Policy Committee (MPC) meeting, where the newly appointed RBI Governor, Sanjay Malhotra, emphasized the positive economic impact of the tax relief measur

The Department of Government Efficiency, known as the DOGE initiative, was introduced to streamline government spending by reducing the number of federal employees and eliminating programs that do not align with President Trump's policies. The initiative was presented as a necessary response to the growing $36 trillion national debt. One of its first major actions was the removal of Diversity, Equity, and Inclusion programs, a move that has been met with both support and criticism. While

The Union Budget 2025 has introduced significant changes to the income tax regime, offering relief to middle-class taxpayers. Finance Minister Nirmala Sitharaman proposed raising the basic exemption limit to Rs 4 lakh and increased the income threshold for the rebate under Section 87A to Rs 12 lakh. This means individuals earning up to Rs 12 lakh, with a standard deduction of Rs 75,000, can avoid paying taxes altogether. But for those earning more than Rs 12.75 lakh, choosing between the old

The Union Budget 2025 introduced a significant revision to the income tax exemption limit, raising it to ₹12 lakh. This change has sparked expectations of increased consumer spending, particularly in sectors such as automobiles and fast-moving consumer goods. With more disposable income available to middle-class taxpayers, the automotive industry is poised to see shifts in demand, with varying effects across vehicle segments. Analysts believe that while this tax policy revision may drive ov

The Andhra Pradesh government has established a strong and effective relationship with the central government, which has led to significant financial support for the state. Key leaders, such as Chandra Babu Naidu and Pawan Kalyan, have played a crucial role in ensuring the state receives adequate funding, especially for critical infrastructure projects. This relationship was evident in the recent 2026 b

Income Tax: Union Budget 2025 introduces a revamped tax regime, with key reforms aimed at providing relief to the middle class. The new tax slabs are as follows: Up to Rs 4 lakh - 0% Rs 4-8 lakh - 5% Rs 8-12 lakh - 10%

The Budget Session of 2025 began with controversy when Congress MP Sonia Gandhi made a remark about President Droupadi Murmu, calling her a "poor thing" after the President's speech in Parliament. Gandhi's comment, made while speaking to reporters outside Parliament, was in reference to the exhaustion Murmu appeared to show after delivering her customary address. The remark was immediately condemned by the BJP, who described it as a "derogatory comment" and demande

With the Union Budget 2025 just around the corner, India’s stock market is experiencing increased volatility. The India VIX, a key indicator of market fluctuations, surged by over 5% leading up to Budget day. Historically, the market has shown a mix of both gains and losses on the day of the Budget announcement and in the lead-up to it. The benchmark NSE Nifty 50 index has seen varying movements, with large swings in previous years, making it difficult to predict the immediate market re

 As the Union Budget 2025 approaches on February 1, Finance Minister Nirmala Sitharaman is expected to address rising concerns over high inflation and shrinking disposable incomes, with a focus on tax relief for salaried individuals. One of the most anticipated measures is the potential increase in the standard deduction for salaried employees. Under the current system, a standard deduction of Rs 75,000 is available for those opting for the New Tax Regime, while the Old Tax Reg