Fixed deposits have long been considered a safe and reliable investment option in India, particularly among conservative investors. However, declining interest rates and rising inflation have made it increasingly difficult for FDs to offer returns that outpace the rising cost of living. With the Reserve Bank of India (RBI) reducing the repo rate, banks have responded by lowering FD rates, prompting investors to explore other options that provide higher returns while maintaining financial secu

The food children consume plays a crucial role in regulating blood sugar levels and maintaining overall health. Poor dietary choices can negatively impact insulin sensitivity, increasing the risk of diabetes and metabolic disorders. Parents must understand how different foods affect insulin function to encourage healthier eating habits for growing children.Insulin sensitivity refers to how effectively the body's cells respond to insulin, the hormone responsible for regulating blood sugar.

The Indian government is reportedly working on a Universal Pension Scheme, a voluntary initiative designed to provide retirement benefits to individuals across all sectors, including those in unorganised employment, traders, and self-employed individuals aged 18 and above. Unlike traditional job-based pension plans, this scheme will not be tied to any specific employment, making it accessible to a wider range of individuals.The Labour Ministry has already initiated discussions on the framewor

The Texas A&M University System Board of Regents is expected to make a pivotal decision regarding the next chancellor to lead its vast network of 11 universities and eight state agencies. The board, which is meeting in Houston, could vote on a sole finalist for the position, initiating a mandatory 21-day waiting period before finalizing the appointment. According to sources familiar with the search process, the board has identified five candidates for c

Houston Independent School District (HISD) has come under scrutiny after failing to report truancy prevention measures to the Texas Education Agency (TEA) for four consecutive school years. This revelation has raised concerns about the district's efforts to address student absences and its compliance with state regulations. Truancy Prevention Measures and Compliance Issues

As people age, having a reliable health insurance plan becomes a critical component of financial and personal well-being. With medical expenses escalating and premiums on the rise, many senior citizens face the dual challenge of securing adequate coverage while managing their budgets. Fortunately, several practical strategies can help lower health insurance costs without compromising on the quality of care. This article explores effective methods to reduce premium expenses, enabling seniors t

The National Pension Scheme (NPS) is a government-backed retirement savings initiative designed to provide individuals with long-term financial security. With its tax benefits and flexible investment options, NPS is an attractive choice for those looking to systematically build a pension corpus. One of the most convenient ways to contribute to NPS is through a Systematic Investment Plan (SIP), which allows individuals to invest small amounts regularly, ensuring a d

Conroe, Texas – A growing controversy is unfolding in Conroe ISD as parents and community members react to discussions about eliminating the district’s highly regarded dual language program. This initiative, which pairs Spanish-speaking and English-speaking students in a structured bilingual learning environment, has been praised for its role in academic excellence, cultural diversity, and the development of strong bilingual skills. However, recent tal

Concerns over campus safety at the University of Houston are growing as students adjust their routines in response to recent attacks. Reports of robberies and assaults near key campus locations have left many feeling uneasy, prompting calls for increased security measures.   Students on Edge Following Crime Reports One student shared how recent incidents near the Welc

A principal and two former teachers from Newman International Academy in Arlington are facing serious criminal charges following an extensive child abuse investigation. Authorities believe more victims may come forward as the case unfolds. How the Investigation Unfolded The case began when two seventh-grade girls came forward with allegatio

Tamil Nadu Chief Minister MK Stalin has made serious allegations against the BJP-led Union government, accusing them of diverting Rs 2,512 crore that was allocated for Tamil Nadu’s school children to other states. Stalin claimed that this action was in retaliation for Tamil Nadu's refusal to implement the National Education Policy (NEP) 2020 and the controversial three-language policy.The accusations have ignited a political battle between Stalin and K Annamalai, the Tamil Nadu chie

House Republicans Consider New Taxes on Scholarships, Student Loans, and University Endowments In a push to offset the cost of extending Trump-era tax cuts, House Republicans are exploring major financial changes that could impact students, universities, and families across the country. Among the proposals being discussed: taxing scholarships, cutting student loan repayment programs, and drastica

Trump's Push to Dismantle the Education Department: What It Means for Student Loans As the Trump administration explores ways to shut down the U.S. Department of Education, millions of federal student loan borrowers are left wondering how such a move could impact their debt. The department currently oversees $1.6 trillion in outstanding student loans, making its potential closure a major conc

Government's Vision for Modern Education: In her address to the joint sitting of Parliament, marking the start of the Budget session, President Droupadi Murmu spoke about the significant strides being made to modernize the Indian education system. Under the National Education Policy (NEP), the government aims to provide high-quality education while ensuring inclusivity. Promotion of Mother Tongue and Language Inclusion: Acknowledging the diversity of India, President Murmu highl

  Trump’s Education Shake-Up: ‘Patriotic’ Curriculum, Funding Threats, and Campus Crackdowns President Trump has unleashed a wave of executive orders aimed at reshaping American education, sparking intense national debate. His latest measures push for a "patriotic" approach to history, restrict classroom discussions

The Annual Status of Education Report (ASER) 2023, released on Tuesday, highlights several key findings about the state of children's education in rural India. One of the key insights is that over 82% of children aged 14-16 are proficient in using smartphones, but only 57% are leveraging them for educational purposes. This underscores a gap in the use of technology for learning despite widespread access. Additionally, the report revealed that the percentage of underage children

The Role of National Education Policy (NEP) in the Union Budget 2025: The Union Budget 2025-26 is crucial for shaping the future of India's education system, especially with the National Education Policy (NEP) 2020 being a significant focus. The BJP-led NDA government, entering its third term, continues to prioritize education and skill development. The NEP aims to modernize educati

A strong foundation in early childhood is key to fostering intellectual growth. Genetics and environmental factors contribute to a child's cognitive development, but there are simple, effective activities and lifestyle changes you can implement to nurture their brains. Here are six tips to help make your child smarter and support their overall development: Try Memory Activities Memory exercises, though they might not directly enhance memory

In one of the strongest public criticisms in recent years, Sher Mohammad Abbas Stanekzai, the Taliban's acting deputy foreign minister, has called on his senior leadership to lift restrictions on girls' education in Afghanistan. During a speech over the weekend, Stanekzai stated that the Taliban's policy of restricting education for girls and women was not in line with Islamic Sharia law, urging the leadership to open schools for girls. Stanekzai, who previously led the

STEM Scholarships for 2024: Opportunities and Application Strategies As the demand for STEM (Science, Technology, Engineering, and Mathematics) graduates continues to grow worldwide, numerous scholarships have been designed to support students pursuing education in these critical fields. While earning a STEM degree can be expensive, scholarships help make it more accessible for students, including those from India. This guide provides insights into STEM schol