Assess Your Financial Needs: Before applying for a personal loan, take time to evaluate how much you truly need. Borrowing more than necessary can stretch your finances, while borrowing too little might leave you short of funds. Carefully analyze your expenses, create a budget, and determine the exact amount required. This ensures you borrow responsibly and avoid o

The Godrej Enterprises Group, known for its diverse presence across industries such as aerospace, defense, furniture, and IT software, revealed plans to invest more than Rs 1,200 crore over the next three to five years. This investment will focus on enhancing digital solutions and technology platforms, including AI and generative AI technologies. The group aims to improve customer experience, create a unified ecosystem, and foster deeper relationships with its 1.1 billion-strong consumer base

Mexican authorities have started constructing large tent shelters in Ciudad Juarez in anticipation of a possible surge in deportations from the U.S. under President Donald Trump’s immigration policies. The shelters, part of a broader strategy across northern Mexico, aim to accommodate thousands of deported Mexicans, providing them with food, housing, medical care, and assistance with identity documentation. This move comes as Trump’s administration plans mass deportation

The Role of National Education Policy (NEP) in the Union Budget 2025: The Union Budget 2025-26 is crucial for shaping the future of India's education system, especially with the National Education Policy (NEP) 2020 being a significant focus. The BJP-led NDA government, entering its third term, continues to prioritize education and skill development. The NEP aims to modernize educati

Bitcoin saw a strong rebound on Wednesday, reaching $98,800, up by 2% after the US Labour Department released the Consumer Price Index (CPI) data for December. The CPI showed a 2.9% increase, which was in line with expectations. The Core CPI, excluding volatile items like food and energy, came in slightly under expectations at 3.2%. This data eased fears of severe inflation, bolstering investor confidence and supporting the bullish outlook for Bitcoin. Crypto prices, including Ether

The Reserve Bank of India (RBI) has made a significant change to the Unified Payments Interface (UPI) system by enabling UPI payments between verified digital wallets, also known as Prepaid Payment Instruments (PPIs), and third-party UPI applications. This new directive will allow users of digital wallets to make and receive UPI payments via any third-party UPI app, rather than being limited to the wallet’s own mobile application. The move is aimed at enhancing interoperability within t

 A Bengaluru software engineer was defrauded of Rs 11.8 crore over the span of just 18 days in a sophisticated "digital arrest" scam. The victim, a 39-year-old tech professional, filed a complaint with the North-East CEN police station on December 12 after realizing he had been tricked. The scam began when an individual posing as a Telecom Regulatory Authority of India (TRAI) officer contacted the victim, falsely claiming his Aadhaar-linked SIM card was involved in illegal acti

The NDA-led government of Andhra Pradesh is making significant strides in inviting global investments to the state. A major milestone was reached today with the signing of a Memorandum of Understanding (MoU) between the government of Andhra Pradesh and Google, marking the beginning of a strong partnership. The MoU focuses on establishing an AI Data Center in Vizag, which will be operated by Google Cloud. This confirms Google's entry into Andhra Pradesh as part of its tech expans

In a remarkable use of AI technology for wildlife conservation, a small herd of elephants, including two adults and a calf, was saved from a potential train collision in Odisha's Rourkela district. As the elephants approached the railway tracks, an AI-powered camera system, installed by the forest department, detected their movement and sent an immediate alert to the control room. The quick response from the control room led to the timely stopping of the oncoming train, preventi

The increasing integration of technology into workstreams is reshaping traditional job roles, with AI, machine learning, and analytics leading the charge. According to a recent report by Indeed and Nasscom, cybersecurity has emerged as the second-most sought-after domain, surpassing cloud technology. The report identifies the top five in-demand job roles as data scientist/analyst, AI/ML expert, cybersecurity specialist, cloud architect/engineer, and DevOps engineer. HR leaders empha

India's foreign exchange reserves saw an increase to $658.1 billion for the week ending November 29, according to the Reserve Bank of India (RBI). This rise followed an eight-week decline, with a $1.5 billion increase from the previous week. In comparison, the reserves had dropped by $1.31 billion in the prior week, reaching $656.58 billion. Foreign investors have invested Rs 1.75 lakh crore into India's debt and equity markets in 2024. However, the month of November witness

Gold prices have been on a downward trend since the US presidential election, with December future contracts opening lower on MCX. The price of gold fell by 0.37% to Rs 76,369 per 10 grams, while silver prices also dropped by 0.24% to Rs 90,601 per kg. In the last two days, gold prices have plummeted by Rs 2,100 per 10 grams and silver prices by Rs 4,050 per kg. According to the India Bullion and Jewellers Association Ltd (IBJA), the current prices for different carats of gold are a

In a positive sign for the Indian economy, the Goods and Services Tax (GST) collections for September 2023 increased by 6.5% year-on-year, totaling ₹1.73 lakh crore. This marks a rise from ₹1.63 lakh crore collected in September of the previous year. The net GST collection after refunds stood at ₹1.53 lakh crore, showing a growth of 4% compared to ₹1.47 lakh crore in September 2022. So far this fiscal year, the government has recorded a gross GST revenue of ₹10.87 lakh cro

In a decisive move to safeguard citizens' sensitive information, the Indian government has blocked several websites found to be exposing personal identifiable information, including Aadhaar and PAN Card details. This action follows a report from the Indian Computer Emergency Response Team (CERT-In), part of the Ministry of Electronics and Information Technology, which identified significant security flaws on these sites. The official statement highlighted the government's co

Since Revanth Reddy assumed office as Chief Minister of Telangana in December, he has navigated a complex political landscape marked by significant challenges. His administration has faced pressure to deliver on campaign promises while managing strong opposition from both the Bharat Rashtra Samiti (BRS) and BJP. Despite these hurdles, Reddy has demonstrated effective leadership and diplomacy, working to balance the expectations of his constituents with the demands of governance. One